K. P. Subramanian, A. A. . Al Qamashoui, R. . V, R. Jayashree, B. P. . Christopher, and R. . ., “Integrating Blockchain Technology to Mitigate Trade Credit Risks and Boost SME Growth in Oman”, JoE, vol. 3, no. 8, pp. 9982–, Dec. 2024.