Idris, M. ., Paserangi, H. ., Liman, P. D. . and Deviany, O. . (2025) “The Prudential Regulation: the Preventive Effort against Non-Performing Loan (NPL) for MSMEs in Indonesia”, Journal of Ecohumanism, 4(1), pp. 1809 –. doi: 10.62754/joe.v4i1.5998.