Priscila, Vallejo Bojorque Adriana, Cavazos Arroyo Judith, and Gómez Ceballos Gliceria. 2025. “Key Drivers of Digital Platform Usage Intention Among Physical Banking Users in Ecuador”. Journal of Ecohumanism 4 (1):5162 -. https://doi.org/10.62754/joe.v4i1.6452.