FACHRUDIN , K. A.; AMIN , S. I. M. .; HAMID , S. N. A. .; LATIFAH S , S. .; LUBIS, M. A. . Which UTAUT Elements Drive Mobile Banking Adoption in Indonesia, Despite Security and Trust Concerns? . Journal of Ecohumanism, [S. l.], v. 4, n. 1, p. 682 –, 2025. DOI: 10.62754/joe.v4i1.5867. Disponível em: https://ecohumanism.co.uk/joe/ecohumanism/article/view/5867. Acesso em: 22 jan. 2025.