PUTRA, F. H. .; SUHARDJANTO, D. .; TRINUGROHO, I. .; ARIFIN, T. . Overcoming Barriers to Inclusion: The Role of Financial Literacy and Digital Divide in Expanding Financial Access in Indonesia. Journal of Ecohumanism, [S. l.], v. 3, n. 8, p. 9956 –, 2024. DOI: 10.62754/joe.v3i8.5608. Disponível em: https://ecohumanism.co.uk/joe/ecohumanism/article/view/5608. Acesso em: 22 jan. 2025.